Company information

Founded in 2012 with the backing from US private equity firm J.C. Flowers & Co, Castle Trust (as it was known back then) offered investment products and specialist mortgage finance. The business has since evolved with the acquisition of Omni Capital Retail Finance in 2017, adding point of sale retail finance to its range of services. In June 2020 we were issued our banking licence and became Castle Trust Bank. Our product proposition now consists of savings accounts, specialist mortgage/property finance and retail finance.

Savings - our Savings business line offers a variety of savings accounts with a choice of terms and interest payment options. From traditional fixed-rate savings accounts, to tax-free ISAs and notice accounts, our growing portfolio of products caters for both new and existing customers, serving just under 22,000 customers.

Property - our Property business line offers customers a range of products with specialist mortgage needs, from buy-to-let to shorter-term bridging finance, we have the experience and appetite to make lending decisions based on the individual’s circumstances. Our products are distribution led via authorised financial intermediaries, working with an impressive portfolio of over 400 brokers.

Retail Finance - our retail finance business line, Omni Capital Retail Finance, delivers simple and effective point of sale payment solutions for retailers and customers.  Working across a diverse range of sectors, Omni partners with 2,200 retailers nationwide with tailored solutions to meet the needs of their customers that allow them to spread the cost of purchases that help improve their lives. 'Powering purchases. Improving lives'.

We continue to thrive through high net promoter scores, demonstrating our commitment in providing an exceptional service to our retail partners and customers. All of this continues to provide a springboard for future growth – something incredible for you to be part of and to help us achieve our aim – to be The Place to Work, The Place to Invest and The Place to do Business.

Our Values

Our Company Values play a key part of our culture and drive everything that we do:

Customers First - we place customers at the heart of everything that we do.

Forward Thinking - investing in our people, our business and our future.

Professional Pride - we treat people the way we want to be treated and we take pride in everything that we do.

Achieve Together - one team, making a difference.

Open and Transparent - we're approachable, authentic and open minded.

Our values play an important role in how we recognise the hard work and determination of our colleagues, and they are intrinsically linked to our performance management framework which influences decisions around colleague remuneration.

You will see these values in action every time you interact with Castle Trust Bank, and we welcome your feedback on how we are doing.

Hearing from our colleagues

Our people make us truly unique. Take a look at their stories to hear why they feel Castle Trust Bank is The Place to Work. Delve deeper into their journey with the business, see what they enjoy and find challenging and hear how they describe our culture.

Andy Ranson
Head of Operational Risk and Financial Crime

Since joining CTB as the Head of Business Risk and Governance within the Omni business I was lucky to get the opportunity to transfer into the Compliance function heading up Operational Risk & Financial Crime.

 
Yarshini Kumar
Product Manager – Savings

I have had the opportunity to really explore more of the leadership aspect of my role, with an opportunity to take part in in-house Leadership and Management Development programme. The culture is open, and very representative of the values of the business. Everyone is friendly, and always willing to help.

Holly Keast
Collections Agent – Omni

Since joining the bank, I have always worked within the Omni Collections team. I have also had multiple opportunities to shadow other departments in Castle Trust and Omni.

Claire Gale
Completions Agent – Property

My role is very varied, always learning something new and no two days are the same. The culture is open, friendly and supportive and you are really recognised for the hard work that you do. A relaxed office leads to greater productivity.

Sharon Plows
Complaints & QA Manager

There is a clear sense of purpose here and pride is taken in everything we do, with a balance in recognition of success and achievements I personally feel valued as an employee.

Yedu Daggubati
Associate Data Engineer

One of the most challenging aspects of my role is staying ahead of the rapid technological advancements of the industry. However, these challenges are also opportunities for growth, pushing me to enhance my skills, improve time management, and much more.

Hannah Busby
Compliance Analyst

I joined CTB as an Investments Call Centre Associate and then after 6 months, I moved to the Quality and Training team as a Q&T coach. After a few years, I joined Compliance as a Monitoring Analyst. I now work as a Senior Analyst in the Compliance Advisory team.

Josh Phillips
Marketing Executive

I joined not too long after we became a Bank. No two days in Marketing are the same, we are a small team, which means I can get involved in a huge variety of tasks.

Shauna Ward
Account Executive – Omni

I have had several roles at CTB. I started as a Customer Service Advisor in Omni Operations, then moved to the Collections Team. I then moved to the Retail Support Team, followed by a secondment as a Business Development Executive for the Sales Team, where I am now an Account Executive.

Lily Penney
Complaints Handler

I started as a Call Centre Associate before moving to the Complaints team. The investigations of the claims and complaints is what I enjoy, piecing together what has happened and seeing what we can do to resolve customer concerns.

Julie Willis
Senior Business Analyst

I started as a Business Analyst and then progressed to Senior BA but have worn many hats as part of those roles – release management, overseeing small projects, test analyst, as well as managing people.

Perry King
Customer Service Adviser – Omni

No two calls are the same. Each call brings a new and unique customer to you with a different query to the previous one. Because of this, it keeps you thinking and on your toes all day and provides you with learning different aspects of the job.

Shantell Smith
Collections Agent – Omni

This is my second time working for Castle Trust Bank, having worked here several years ago in Customer Services and now in Collections. I love helping people who may be struggling- it gives me a real sense of achievement.

Codrina Altan
Finance Associate

I enjoy the diversity of daily tasks that are included in my job role because I am learning something new every day.

Sammi Gilbank
Regional Account Manager – Property

Joining Castle Trust Bank was an attractive proposition due to the recent grant of the licence and to be part of that journey and the growth of the property finance division. I love that every day brings something different. The culture is fully supportive and inclusive.

Departments and teams

At Castle Trust Bank, we are a diverse and dynamic organisation composed of several key departments and specialist teams. Each department plays a crucial role in driving our mission forward and contributing to our success. Here’s an overview of the core areas where you can make an impact.

Savings Operations
Our Savings Operations team provide exceptional service and support to our Savings customers.

The Savings Operations department delivers top-tier customer service for Savings customers through our Call Centre and Administration teams.

Property Operations
Our Property Operations teams support our mortgage customers from the start to the end of their journey.

Our Property Operations department is split into two key areas. The Lending team takes initial enquiries through to completion, and the Servicing team then deals with the mortgage until it is repaid.

Omni Operations
Our Omni Operations teams support our customer and retailers through each stage of their loan journey with us.

Our Omni Operations department support our customers and retailers from initial onboarding, onto the different life cycle stages of the loan, supporting our retailers and ensuring all payment processing and documentation requirements are met.

Central Operations
Central Operations consists of a group of teams that support all three of our business lines.

Central Operations consists of a group of teams that support all three of our business lines in specific areas of the customer experience. It is the centre of excellence for specialist operational roles.

Finance, Treasury & Regulatory Reporting
The Finance Department plays a vital role in providing management with access to the latest data on company performance.

The Finance department at Castle Trust Bank plays a vital role in providing management with access to the latest data on company performance so they can make informed business decisions based on accurate information.

Technology
In our Technology department, we use innovative technology to enhance the quality of service our customers receive.

As a FinTech Bank, technology is our key enabler and these teams add strategic and business value that enhances the services our customers receive.

Risk, Compliance & Internal Audit
Our Risk, Compliance and Internal Audit teams safeguard the bank's future and ensure the right outcome for customers.

Our Risk, Compliance and Internal Audit teams are dedicated to identifying, evaluating, and mitigating risks across all areas of the business, to safeguard the bank's future and ensure the right outcome for customers.

HR, Legal & Marketing
Our HR, Legal and Marketing teams are shared services functions providing expert support across the bank.

The HR, Legal and Marketing teams provide support across the bank ensuring that colleagues' interests, our legal responsibilities, and the public face of the company are expertly managed.

Sales
Our Property and Omni sales teams ensure that our products and services are front of mind with brokers and retailers.

Our Property sales team works closely with specialist lending brokers, whilst the Omni Commercial team manages retailer and merchant relationships, to ensure that our products and services are front of mind with brokers and retailers.

Our Basingstoke office

Basingstoke is our hub - the majority of our business operates from here with c.200 colleagues, the majority of whom live in the district of Basingstoke and Deane. We work hard to make Castle Trust Bank a great place to work and we know colleagues want to live in a vibrant community. We are proud to be immersed in local outreach, working in partnership with Destination Basingstoke who deliver a range of cultural events and support local businesses. 

Our London office

We have a corporate HQ in the impressive Tower 42 in the City of London. A number of the Finance team (Regulatory Reporting / Treasury) along with Risk, and Legal are based here within close proximity of the Bank of England.

How we work

Whilst some of our teams work full time from the office to provide the best service to our customers, a number of our teams benefit from a hybrid working model (3 office days / 2 remote days) where possible. Our Sales / Commercial teams are based in the field, working closely with our retail customers and lending brokers.

What makes us unique

When you join one of our teams, you become part of the Castle Trust Bank family on the exciting and rewarding path we’re taking. We’re a diverse and inclusive Bank, being proud members of the Women in Finance Charter, Disability Confident and Neurodiversity in Business. We have strong values, providing quality products and services to our customers. Everyone who works here helps to create a unique culture which is critical to our success and helps us deliver our aim to be The Place to Work, The Place to Invest and The Place to do Business.

Our colleagues are our unique assets, they shape our culture which is often described as supportive yet challenging, where everybody has the opportunity to contribute and make a positive impact. We value collaboration and teamwork through role modelling our five Company Values.  

We are passionate about colleague engagement and work tirelessly on actions from the various feedback mechanisms we have in place.

Recognising success

Our most recent accolade was to be awarded the ‘Best Place to Work Award’ at the Hampshire Business Awards 2023, showcasing how we pride ourselves as being a local employer in Basingstoke and the importance we place on colleague engagement and developing our employer brand.

In 2023/24  we also won a number of awards relating to our products and services recognising the hard work and dedication of our talented colleagues including:

Moneyfacts Consumer Awards - Green Savings Product of The Year 2024

Bridging & Commercial Awards 2023 - Best Bridging Newcomer

Banking Tech Awards - Editor's Choice (Bank) 

Mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage. Loans are subject to status, terms and conditions. This website is for information purposes only. If you are in any doubt regarding suitability of our products please seek advice from an accredited independent mortgage adviser.

Savings
Your eligible deposits with Castle Trust Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information about the compensation provided by the FSCS, refer to the FSCS website at fscs.org.uk.

Castle Trust Bank means Castle Trust Capital plc, a company incorporated in England and Wales with company number 07454474 and registered office at 10 Norwich Street, London, EC4A 1BD. Castle Trust Capital plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under reference number 541910.

© 2024 Castle Trust Bank. All rights reserved.